Pricing
Preferred
rates for high value vehicles.
Rates that provide significant value versus the coverages provided
(see coverage comparison)
Discounts
The
following is a list of discounts that Parkway offers:
Auto-Homeowner
Account Discount
We will apply a 20%
discount
to your Parkway automobile insurance policy when
you insure your home with Fireman’s Fund Insurance Company
(homeowners, condominium, or tenants policy).
Parkway Insurance Company is a wholly owned
subsidiary of Fireman’s Fund.
Driver
Training Discount
Applies
to each youthful operator under 21 years of age when documentation
is available to show the operator has successfully completed
a driver education course which includes 30 clock hours of classroom
instruction and 6 hours of actual driving experience.
Good
Student
Available
for full-time high school, college or university students maintaining
a "B" average or it's equivalent or numerical grade
which must have at least a 3 in a 4, 3, 2, 1 points system or
it's equivalent and/or student is included in a "Dean's
List" or Honor Roll.
Resident
Student
Full time student age 17-24
residing at school/college/university over 100 miles away
from home without an insured vehicle.
Car
Pool
Operator
drives no more than 2 days per week or no more than 2 weeks
in any 5 week period to work.
Anti
Theft Device
The
insured vehicle has been equiped or has installed an anti theft
device.
Multi
Item PIP
A named insured who is
the owner and ONLY licensed driver in the household with two or
more automobiles insured by Parkway.
MVR
Point Free
Within
the previous five years, all of the drivers assigned to a vehicle
have 5 full years driving experience and no MVR points and no
at-fault accidents and less than 2 not at-fault losses in excess
of $500.
Defensive
Driving
Available
for drivers who have completed a Defensive Driving Course through
an organization that has been approved by MVC.
Passive
Restraint
Private
passenger auto equipped with a factory installed automatic occupant
restraint conforming to the federal crash protection requirements
which requires no action by the vehicle occupants to engage
the device.
Multi
Car
More than one private passenger auto is owned by an
individual or owned jointly by two or more relatives or
resident individuals and 2 or more such autos are insured with Parkway.