PRESTIGE
AUTO FEATURES |
PRESTIGE
AUTO BENEFITS |
INDUSTRY
STANDARD POLICY |
ValueLock coverage
to lock in new or used car values at
the start of a policy each year - and there's no deductible
for total loss. |
YES,
included automatically! Helps restrict depreciation. |
NO,
not available. |
| Worldwide
Liability, Medical Payments, Collision and Other Than Collision
coverage for cars borrowed, rented, or leased by insured
or spouse for 90 days or less. |
YES,
customer's coverages apply worldwide! Frees customer from boundaries
of coverage. |
NO,
only U.S., its territories and possessions, and Canada. |
| Comparable
car rental coverage up to $2,500 with
no per-day limit and no deductible to cover transportation after
a car accident. |
YES,
included automatically! Customer gets rental without compromising
standards. |
NO,
only $20 a day, $600 per event.
|
| Emergency
road service and towing
to preferred mechanic in 50-mile
radius (or closest qualified if further) |
YES,
included automatically! Customer gets a choice. |
NO,
must be endorsed, usually limited to $75 per event. |
| Emergency
living expenses up to $500
(hotel and meal) for car accidents occurring
away from home. |
YES,
included automatically! Customer isn't stranded. |
NO,
not available. |
| Key
replacement costs up to $1,500
for lost or stolen keys - with no deductible. |
YES,
included automatically! Saves customer hundreds on replacing
electronic or "smart keys". |
NO,
not available. |
| Replacement
or repair of broken window glass
- with no deductible |
YES,
included automatically! And work can be done at home or place
of business for convenience. |
NO,
must be endorsed. |
| Original
Equipment Manufacturer Repairs
(except window glass) |
YES,
included automatically! Customer gets brand name as long as
OEM makes the parts. |
NO,
not specifically provided. |
| Medical
Payments Coverage
with $10,000 excess limits automatically
included. |
YES,
adds $10,000 excess coverage to purchased limits. |
NO,
excess limits not available. |
